About Us

fayetteville insurance agentTom Mclean and Paul Thompson created the VanStory-Exum Agency, Inc. in 1948 when they bought the Sallie Tomlinson Agency. The original name for the agency was the Tom Mclean Agency, Inc. Mr. Mclean relocated to Fayetteville from Red Springs, NC after World War II. Mr. Thompson relocated to Fayetteville from Wadesboro, N.C. The two men met and became friends during their military service during the war and decided to become business partners. In 1955 William A. VanStory, III joined the firm. Mr. Mclean and Mr. Thompson had opened a real estate company (Thompson, Mclean and Threatt Real Estate) and concentrated on this venture and Mr. VanStory ran the insurance operation. In 1965 former Governor Terry Sanford bought the agency and Bill VanStory continued as the managing agent. The name of the agency changed to Crescent General Insurance. In 1969 Robert Exum, Jr. joined the agency. In 1971 Mr. VanStory and Mr. Exum bought the agency when Mr. Sanford became the president of Duke University and moved to Durham, N.C. The name was changed, at that time, to the VanStory-Exum Agency, Inc. In 1999 William R. (Ron) Darden joined the firm and became a partner two years later, in 2001, when Bill VanStory retired. In 2007 William R. (Ron) Darden acquired the remaining stock to become the sole owner of the agency. In 2008, VanStory-Exum Agency, Inc. merged with the Miranda Insurance Group, Inc. to form Darden, Miranda and Associates – A VanStory-Exum Agency Company. Bryan Miranda became a managing partner and now serves as the Secretary/Treasurer of the corporation.

The agency has proudly served the Fayetteville and Cumberland County area continuously since its inception in 1948. We offer a variety of auto insurance, homeowners insurance, business insurance, and group insurance products through outstanding insurance companies and have established a reputation for superior service rendered to the community and our customers.

An Independent Advantage

We are Independent Agents in Fayetteville, North Carolina, free to choose the best carrier for your insurance needs. We do not work for an insurance company; we work for you. We work on your side when you have a loss and follow through to see that you get fair, prompt payment and service. Darden, Miranda & Associates Insurance represents a carefully selected group of financially strong, reputable insurance companies, therefore, we are able to offer you the best coverage at the most competitive price.

What is an Independent Insurance Agent?

When you decide to buy a car, you wouldn’t purchase the first one you see. What if one day the automobile industry decided to make only one type of car, one make and one model. You wouldn’t have a choice!

The same situation holds true for insurance. You need insurance to drive a car, to purchase a house, to protect your family’s financial future and to run a small business. But if there was only one insurance company that offered only one type of insurance, car insurance, home insurance or businessowner policy — you wouldn’t have a choice. The only solution would be going to that one company.

With an independent insurance agent, you have choices. Independent agents are not tied to any one insurance company. One of the advantages of using an independent agent is that he or she works to satisfy your needs. You are using an expert for an important financial decision.

An independent agent has several companies that he or she can approach to get you the best coverage at the best price. And your independent agent will know the companies with the most efficient claims departments to recover your losses as quickly as possible.

When you buy insurance, whether it’s for your home, your car or your business, you want an advocate who will properly assess the risks you face and give you an objective analysis of the marketplace, it’s up to you to make the final choice.

April 2nd, 2014 by Darden, Miranda & Associates Insurance